SubRemind

Best subscription tracker apps for Europe (2026)

If you live in Europe, the popular US trackers either don't work (Plaid bank-link coverage is patchy) or charge USD prices that feel steep on a euro salary. Here's the honest shortlist for European users in 2026.

The picks

  1. SubRemind

    Free forever, no bank login required, multi-currency dashboard, 12-month projection, and a real free-trial countdown that doesn't inflate this month's total.

    Best for:
    People who want a free, private, browser-based tracker that works anywhere in the world.
    Pricing:
    Free for personal use.
    Bank login:
    Not required

  2. Emma

    UK-born, strong UK/EU bank coverage via Open Banking, multi-currency support.

    Best for:
    UK / EU users happy to share Open Banking access for auto-detection.
    Pricing:
    Free tier; Pro ~£4–14/month.
    Bank login:
    Required

  3. Spendee

    Czech-Republic-built, European focus, multi-currency, manual + bank-link hybrid.

    Best for:
    European users who also want budgeting and shared wallets.
    Pricing:
    Free tier; Premium ~$2–5/month.
    Bank login:
    Required

  4. Bobby

    Beautiful iOS-native app with a small one-time purchase. Local-only — no cloud sync.

    Best for:
    iOS-only users who want a polished native app and don't need web access.
    Pricing:
    Free up to 5 subs; one-time purchase to unlock more (~$2–4).
    Bank login:
    Not required

  5. DIY spreadsheet with GOOGLEFINANCE

    Google Sheets' GOOGLEFINANCE function pulls live ECB-style rates. Free, but you maintain it.

    Best for:
    Spreadsheet users who want full control of the data and multi-currency totals.
    Pricing:
    Free.
    Bank login:
    Not required

Frequently asked

Why don't US subscription trackers work well in Europe?

Most rely on Plaid for bank linking, which has thin coverage outside the US — many EU and UK banks aren't supported, and the subscription-detection accuracy drops sharply. Apps that use Open Banking (Emma, Spendee) work better; apps that need no bank (SubRemind, Bobby) sidestep the issue entirely.

Is SubRemind GDPR-friendly?

Yes. SubRemind is built on Supabase (Postgres) with row-level security so only your account sees your data. We don't share data with third parties and don't run third-party analytics on the dashboard. Account deletion on request, per GDPR.

Which base currencies does SubRemind support for European users?

EUR, GBP, CHF, plus all global majors. Pick whichever is your home currency and every subscription — including USD ones — will convert to it automatically.

Start with the free pick

SubRemind is free, no bank login required, works in any browser.

Create your free account

See more lists: all best subscription tracker lists.