SubRemind

The 5 best subscription tracker apps in 2026

There's no single best subscription tracker for everyone. If you want free and private, SubRemind wins. If you want auto-discovery from your bank, Rocket Money is unbeatable. If you live on iOS and don't need the web, Bobby is gorgeous. Here's the honest breakdown.

The picks

  1. SubRemind

    Free forever, no bank login required, multi-currency dashboard, 12-month projection, and a real free-trial countdown that doesn't inflate this month's total.

    Best for:
    People who want a free, private, browser-based tracker that works anywhere in the world.
    Pricing:
    Free for personal use.
    Bank login:
    Not required

  2. Rocket Money

    Auto-discovers subscriptions from your bank statements and can negotiate bills for you. Best if you're US-based and don't mind linking your bank.

    Best for:
    US users who want auto-discovery and don't mind a Plaid bank link.
    Pricing:
    Free tier; Premium ~$4–12/month.
    Bank login:
    Required

  3. Bobby

    Beautiful iOS-native app with a small one-time purchase. Local-only — no cloud sync.

    Best for:
    iOS-only users who want a polished native app and don't need web access.
    Pricing:
    Free up to 5 subs; one-time purchase to unlock more (~$2–4).
    Bank login:
    Not required

  4. Monarch Money

    Full personal finance suite — net worth, budgets, investments, subscriptions. Bank-linked.

    Best for:
    People who want full personal finance, not just subscription tracking.
    Pricing:
    ~$10/month or ~$100/year.
    Bank login:
    Required

  5. Copilot Money

    iOS- and Mac-first personal finance with smart categorisation. US-only.

    Best for:
    Apple-ecosystem users in the US who want full personal finance.
    Pricing:
    ~$13/month or ~$95/year.
    Bank login:
    Required

Frequently asked

What's the best free subscription tracker?

SubRemind is free with no premium tier, no bank link, and multi-currency support. Rocket Money has a free tier but locks the most useful features behind premium.

Do I need to connect my bank to track subscriptions?

No. Bank connection is one strategy (Rocket Money, Mint, Monarch) but you can also manually log subscriptions and avoid sharing banking credentials entirely. SubRemind is built around the manual-entry model precisely so it never needs your bank details.

Which subscription tracker works internationally?

SubRemind is built for multi-currency from day one and works worldwide. Most US-focused trackers (Rocket Money, Copilot Money, Truebill) won't work outside the US because their bank-link partners are US-only.

Start with the free pick

SubRemind is free, no bank login required, works in any browser.

Create your free account

See more lists: all best subscription tracker lists.